This post compares the ownership structures of townhomes and condos in Washington State — what you actually own, what you’re responsible for, and how that affects your monthly costs and financing.
Townhome vs. Condo: What’s the real difference?
“Townhome” and “condo” get used almost interchangeably by buyers, but they’re legal ownership structures, not architectural styles. A building can look like a townhome and still be legally structured as a condominium — and that distinction matters more for your wallet than the floor plan does. [Read more…]
Where did your loan officer go?
Nurse Practitioners, CRNAs & Physician Assistants Now Qualify for the Doctor Loan Program
This post explains how lenders calculate post-closing reserve requirements under conventional (conforming) guidelines, and how FHA, VA, jumbo, and Non-QM programs differ. Reserve rules vary by lender overlay, so figures here reflect agency minimums — always confirm current requirements with your loan officer before making financial plans.
